Buying a Home with a Minimalist Mindset

Are you a minimalist? If you’ve heard this question recently, you may be wondering just what it means and how does it affect you. It is NOT a set of rules.It is NOT about how much you own.

It is NOT about how much money you earn. 
It is NOT about buying specific items or giving up certain things.
It is NOT about being frugal.
It is NOT throwing out all your belongings and sleeping in a yurt (unless that makes you happy).
It is NOT about living in a tiny house (although it can be for you).
It IS about quality over quantity; peace over disorder; satisfaction over extravagance.

Minimalism is a mindset about what we require to be happy and what only clutters up our homes and our lives. It is about getting rid of the unnecessary things that take up space, consume time, and contribute to frustration and exhaustion. You can be a true minimalist in a mansion, a townhome, an apartment, or a houseboat as long as what fills your space contributes to contentment and order rather than stress and chaos.

When it comes to buying a home, minimalists look for spaces that reflect their personality rather than the latest trend. A minimalist is a different type of homebuyer. Becoming minimalist might be right up your alley if you hate the over-stuffed closet or messy junk drawer, find yourself irritated by clutter and uncomfortable with a hodgepodge of decorative items you subconsciously think of as “dust collectors.”

While a form of minimalism is an architectural style commonly seen in Japanese design with an aesthetic toward simplicity and clean lines, most homes do not fit into this category. Does that mean you can’t have a minimalist lifestyle? Of course not. Just adopt minimalist concepts to fit into any living space.

One way to accomplish this is to reduce the amount of furniture you have in each room. Opt for the pieces that everyone uses and give away ones that only fill up space. Reduce window coverings to a minimum rather than the multi-layered blind-sheer-drape-valance style. Organize the items that you keep so that each has a home. Reduce clutter by highlighting one or two items of a collection and rotating special pieces instead of displaying them all at once.

Simplify in other ways by installing native grasses and plants, thereby reducing the need for lawn care and gardening. Add interest to your yard with hardscaping: rock gardens or paver stones in decorative patterns.

When seeking a new home visualize what makes you most happy as you walk through model homes and open houses letting your imagination discard what doesn’t fit. Help your real estate professional know about your aesthetic to have the best chance of finding your minimalist home.

Automate Your Household Bills to Save Time

In this day and age, there’s no reason to have to worry about forgetting to pay your bills on time. There’s also no reason to have to write a check or even log into a website each month to pay your bills.

Using a combination of digital tools, it’s possible to fully automate your bill-paying process so that you can spend less of your free time trying to remember your passwords and entering debit card numbers and more time doing the things that make you happy.

Benefits of auto-pay

There are plenty of reasons to automate your household bills. More free time and less time stressing about money are two of them. But, did you know that automation can also be a great way to help you boost your credit score?

Late payments on mortgages, student loans, utilities, internet, and cable bills can all negatively affect your credit score. By setting up auto-pay, you can make sure you make your payments on-time, helping to build your credit.

Another huge benefit of bill automation is that you can actually earn money and other rewards by making on-time payments.

For example, setting up your bills and utilities to charge to a credit card with cash back rewards can help you earn money by paying your bills. The one caveat is that you need to make sure you pay off your credit card balance in full each month. How do you do that? With auto-pay!

Where to automate

As I mentioned before, many monthly bills can be charged to a credit card which you can use to earn rewards. However, you won’t be able to use a credit card for all of your bills. Mortgage payments, student loans, auto loans, and oftentimes utility companies will require a checking or savings account with a routing number.

In these cases, it’s still possible to set up auto-pay through either the company’s website, or through your bank’s bill-pay feature.

Need help with a list of things you could be automating? Consider setting up auto-pay or bill-pay for these services:

  • Cable

  • Internet

  • Cell phone

  • Electricity

  • Entertainment (Netflix, Amazon Prime, Hulu, Spotify, etc.)

  • Rent

  • Mortgage

  • Student Loans

  • Insurance

Automation of the future

So, we’ve covered some of the most common ways to automate your home expenses. However, recent technologies are making it even easier to run your home and keep up with the bills.

One new innovation is Amazon’s Dash button. This service enables you to just tap a button on your smartphone or tablet whenever you need to order new pantry items for the home. Alternatively, you can subscribe for common household goods like cleaning productions, paper towels, and dish soap so that you never run out. And, with Amazon Prime, you don’t have to worry about shipping costs.

Between home automation and auto-pay, you should be able to make your home significantly easier to manage and reduce the amount of stress related to paying the bills.

Commercial – 54 Hopedale St Hopedale, MA 01747 now has a new price of $194,700!

Great location for this easy access unit in a medical office building. Waiting room, reception, office, lab room, private bath and three exam rooms make this bright and airy suite perfect for the start-up practice or a second location. Carpets and hardwoods, high ceilings, sound system, phones and a well maintained common area combined with ample parking make this an ideal, easy to get to location.

This property features and is currently available for $194,700.

For complete details click here.